Free guide
A plain-English guide to buying your first home
Everything from "what is a mortgage, really" through to deposits, jargon, and the questions worth asking before you start looking. Written the way we'd explain it in person, not the way a bank would print it.
What's inside
- How a mortgage actually works, in plain English
- What loan to value means and why it affects your rate
- What a realistic deposit and running costs look like
- The jargon translated: AIP, LTV, DIP, SVR, and the rest
- Questions worth asking before you start looking at properties